Showing posts with label Job and Family Services. Show all posts
Showing posts with label Job and Family Services. Show all posts

Jul 8, 2008

Highlighting the impact of the current economy

This summer, The Athens NEWS plans to look at how the state’s poor economy and rising gas prices are impacting local government agencies and non-profits. Here are the first couple stories in a weekly series:

Gas prices, funding cuts batter Lottridge food bank, June 30, 2008

Seniors group cuts staff in response to budget cuts, gas prices, July 7, 2008

Disaster in the making: Regional food bank falls behind need, July 7, 2008


These stories come as no surprise to those of us working in human services, but thanks to the Athens News for sharing the stories of the impact on local services and the people they serve.

If you'd like to share a story, please comment!

Feb 1, 2008

Fast & Free Tax Center

Yes, it’s that time of year again: Tax filing season. Anyone who had earned and even some unearned income last year will need to file a 2007 income tax return, or as the IRS calls it, a 1040.

Unfortunately, there are professional tax preparation companies that take advantage of low-income citizens. Many low-income taxpayers are so eager to get their returns that they turn to "refund anticipation loans," pay stub prep, and new this year, prepaid credit cards, so that they do not have to wait to receive their refunds. These services attract those who can least afford them, promising to put money in their pockets the same day they file a return. Sadly, these services come at a steep price.

Refund anticipations loans (RALs) are just that, they are a loan. Taxpayers receives their anticipated refund amount the same day that they file. However, they are not only charged the cost of preparing the return, but are also charged with incredibly high interest rates, ranging from 40 percent to more than 100 percent.

The new prepaid credit card option is really just a refund anticipation loan disguised as a credit card. Users are charged a fee to take cash out at banks and ATMs, in addition to the fees charged to prepare the return.

Pay stub prep is another approach that many companies use to speed up the income tax process. This occurs when they take your last pay stub of the year and prepare your taxes from it. However, this method is never a good idea, as it can often result in inaccurate results leading to the chance of being audited by the IRS.

A free alternative to these high cost, risky refund approaches is the Athens County Fast and Free Tax Assistance Center. IRS-certified volunteers prepare simple, basic individual income tax returns FREE of charge for Athens County residents. There are no hidden fees and no high interest rates. With direct deposit of your refund into a checking or savings account, you can have your ENTIRE refund in as little as 7 to 10 business days.

The Tax Assistance Center is conveniently located at The Work Station in The Plains. Basic returns are prepared by appointment. If you want your refund fast and free, and you have received all of your tax documents, call the Athens County Department of Job and Family Services Fast & Free Tax Assistance Center today to schedule an appointment at 740-797-2523 or 1-800-762-3775.

This is our fifth year operating the Athens County Fast & Free Tax Assistance Center where we have helped nearly 6000 taxpayers file returns free of charge. Call us at 740-797-2523 or 1-800-762-3775 to see what we can do for you.

Volunteer Income Tax Assistance (VITA) centers are available in most states. To find one in you area, visit the IRS Web site or call 1-800-829-1040.

Oct 23, 2007

SCHIP and Ohio's Poorest

SCHIP, established in title XXI of the Social Security Act, allows states to provide health care coverage to uninsured children up to 200 percent of the federal poverty level (FPL). The stated intent of Congress when it established the program in 1997, was to expand coverage beyond those who were poor to "targeted low-income" children–-which meant those above Medicaid's eligibility requirements and in uninsured households up to 200 percent FPL.

Most recently the U.S. House and the Senate approved the Children’s Health Insurance Program Reauthorization Act of 2007 (CHIPRA), to reauthorize SCHIP. Under CHIPRA, eligibility would increase up to 300 percent FPL and would include expanded outreach to enroll those currently eligible but not enrolled. However, the act was vetoed by the President on October 3, 2007. The full text of CHIPRA is available here.
Note: in government definitions, generally “poor” is below the 100 percent FPL and "low-income/working poor" is 100 percent to 200 percent FPL. For more on poverty guidelines and measurements, click here.

Here’s a look at the Federal Poverty Levels are in terms of family size and household annual income:
People----100%FPL-----200%FPL-----300% FPL
----1-------$ 10,210-------$ 20,420-------$ 30,630
----2-------$ 13,690-------$ 27,380-------$ 41,070
----3-------$ 17,170-------$ 34,340-------$ 51,510
----4-------$ 20,650-------$ 41,300-------$ 61,950
----5-------$ 24,130-------$ 48,260-------$ 72,390
----6-------$ 27,610-------$ 55,220-------$ 82,830

When we look at this struggle over CHIPRA, we agree that no child should be without health insurance. At the same time, we are trying to understand why the country is not more focused on the basic needs of our poorest citizens first. We have many children and families living below poverty, and even with the help of public assistance programs, they are unable to meet their basic needs to live day to day. Shouldn’t our priority be to our poorest citizens first? Where is the time and energy to focus on those who have the least?

In Ohio alone, 130,000 children are on the cash assistance program, Ohio Works First (OWF), which is funded by the federal Temporary Assistance for Needy Families (federal welfare dollars). A typical family of two on the Ohio Works First cash assistance program receives only $336 a month in cash and a maximum of $284 in Food Stamps. How many people do you know that can live on only $620 a month? This amount is $521 a month below poverty – around 50 percent of the FPL. This means that these families must make difficult choices between the necessities of food, clothing, shelter, transportation, and other basic needs.

In our report, Ohio’s Poorest Children, we analyzed the costs of the most basic needs for a typical family of two: housing, utilities, food, and transportation. Health care was not included since these families would be covered by Medicaid.

Monthly Cost of Basic Needs for Family of Two:
Rent $613; Utilities $227; Food $248; Transportation $250 = Total $1,338
Looking at the very basic needs, we came to a minimum of $1,338 per month. This total doesn’t even begin to factor in other basic needs such as: first aid supplies (band-aids, over the counter medicines), school fees, cleaning supplies, paper products (toilet paper, tissues), personal hygiene products (soap, shampoo, hair brush, tooth brushes, toothpaste, feminine products), clothing (socks, underwear, coats, shoes), diapers, unexpected emergencies and more.

(For an even more in depth analysis of poverty, take a look at our report:An in-depth look at the issues of poverty.

Shouldn’t meeting basic needs of our nation’s most needy people (children and adults) be the FIRST priority for funding at the federal, state and local levels?


[where: Athens, Ohio 45701]

Sep 25, 2007

Worse than it seems

The recent Census report regarding income, poverty and health insurance coverage in the United States for 2006 got quite a bit of media attention. Yet, perhaps the least reported but most significant statistic is the increase in individuals who are living at less than 50 percent of the poverty level. Clearly, people living at this income level have a very difficult life, struggling to meet their most basic human necessities. When compared to the 2000 Census, there has been an increase in the total number of people, roughly 5.3 million, living below the poverty level. During the same time frame (2000-2006), there has been an increase of 3.2 million people living at less than 50 percent of poverty. This basically means that of the people that have fallen into poverty during these last six years, the fastest and largest growing segment, roughly 60 percent, has been those living at less than half the poverty level. The difference between a family living at less than 50 percent of poverty (less than $10,000 per year) versus a family under 100 percent ($20,000 a year) is huge. Obviously, all poor families are desperately struggling and are living in difficult circumstances. However, we are somewhat cavalier about the growing number of people that are living on less than $10,000 a year.

It would be difficult to deny that many of these families are in this desperate circumstance because of state and federal government policies which have drastically limited the assistance available to them. Families that receive Ohio Works First cash assistance, funded through the federal TANF Block grant, must have a gross income of less than 50 percent of poverty level in order to meet the initial means test for eligibility. Even worse, the cash benefits that we provide these families is only 28 percent of the poverty level. The Ohio Works First program serves over 120,000 children.

Furthermore, there is an increasing number of families who are not eligible for cash assistance due to time limits, sanctions and other program limitations. We are forcing more families to combine households just to survive. This increase in household size without an increase of income is driving more families to live further and further below the federal poverty level.

Other detrimental program policies include the failure of the federal government to resolve the eligibility problem for Social Security Disability and SSI. Currently, 70 percent of initial applications are denied and a majority of people must file for a hearing with an administrative hearing officer in order to have benefits established. The waiting time to get these hearings is frequently as much as two years. During that wait, many of these disabled individuals have no income whatsoever. This, coupled with the virtual elimination of programs in Ohio to provide any financial assistance for those individuals 18 to 65 without children, leaves a large number of people who are either forced to double or triple up in housing simply because they have no income.

The country was horrified to see families in the aftermath of Hurricane Katrina who had no place to live, no food, no medical care and were struggling to survive. We are far less sensitive to the fact that we are driving more and more families and individuals into these similar desperate circumstances by design and choice rather then as a result of a natural disaster.

--Jack Frech
Director

[where: Athens, Ohio 45701]

Sep 6, 2007

The "type" of people who get public assistance

On Tuesday Casey Elliott of the Athens Messenger completed a three-part series delving into the lives of three families receiving public assistance in Athens County, Ohio.

There are about 1,400 people receiving such assistance in the county, and though this series featured only a few, it demonstrated an undeniable fact about the type of people who receive public assistance:

There is no "type" of people who get public assistance.

This myth about poor people--that they're lazy, unintelligent, uneducated, self-serving, or any other negative descriptor--is not only an inaccurate and unfair generalization. It's also, from what I've experienced and from what Elliott has demonstrated, usually the opposite of characteristics visible in those who've found themselves in poverty.

Countless unforeseeable events can and do lead intelligent, generous and hard-working individuals down paths that end in destitution. A serious injury, a plant shutdown, a sick family member or a house fire are just a few examples of extenuating circumstances that push families from "just making ends meet" to sucking up their pride and asking for assistance.

This is often the hardest decision the head of a household ever makes. Many view seeking public assistance as an admittance of failure, a recognition that they can't take care of themselves or their families. Would you be able to walk into Job & Family Services and ask for money? Would you be willing to jump through the hoops that welfare reform established, the work requirements and probing questions that are designed to prevent fraud but also make it extraordinarily difficult for deserving families to get assistance?

We at Job & Family Services see the faces of poverty every day, and can vouch that the circumstances that bring them to our door are numerous. Those who live in poverty do have some responsibility for where they are and where they’re going, but their situations aren't entirely within their control. Poverty has been pervasive in this region for decades, and the scarcity of good jobs, lack of affordable health care, limited education opportunities are just a few problems that fuel this persistent issue.

We applaud Elliott and the Messenger for putting names and faces to the often anonymous and overlooked poor families in Athens County. Her objective description of these families makes it a little more difficult for welfare opponents to make sweeping generalities of those on assistance that invalidate their needs and further stigmatize them.

Reanna Stoinoff, community relations intern

[where: Athens, Ohio 45701]

Sep 4, 2007

Athens Messenger Features Public Assistance

Casey Elliott, a reporter at the Athens Messenger, began on Sunday a series of articles about people receiving public assistance in Athens County, Ohio.

Check out the first article


....and the second!

Finally, the third.

Let us know what you think!

[where: Athens, Ohio 45701]

Aug 21, 2007

e-QuickPay Cards Begin to Expire

Child Support recipients who have not updated contact information will not receive renewal e-QuickPay Cards



Ohio’s e-QuickPay MasterCards, which directly deposit child support payments, will begin to expire this month,Ohio’s e-QuickPay MasterCards, which directly deposit child support payments, will begin to expire this month. Those whose addresses are not up to date with the Athens County Child Support Enforcement Agency may not receive replacement cards on time.

“We’re prohibited from forwarding these replacement cards, so if your address isn’t up to date you’ll experience some delays in receiving your new card,” said Randy Galbraith, director of the Athens County CSEA. He encouraged anyone who has moved since their last card was issued to call the CSEA at (740) 593-5046 to make arrangements to change current address information.

First implemented in 2004, e-QuickPay MasterCards are automatically loaded each month with child support payments and can be used as Debit cards at stores and ATMs. The State Office of Child Support offers this option to make accessing payments an easier, faster process. Guardians can enroll in e-QuickPay without having a credit check conducted and can then access deposits without having to pay check-cashing fees and without needing a separate bank account.

Renewal cards will be issued by the 20th day of whatever month is listed as the “Valid Thru” date on current cards. Cardholders can use current cards until the end of that month, and if they do not get a new card in the mail by the 20th, they should call the Ohio e-QuickPay customer service center at 1-800-503-1283.

Activation instructions will be enclosed with the renewal cards, and any current balances in child support accounts will not be affected by the card replacement.

The expiration of the first-issued e-QuickPay Cards falls in August, the month recognized statewide as Child Support Awareness Month. The Athens County CSEA has sponsored billboards and parenting-focused public service announcements and will continue to feature tips, data and suggestions based around the theme: “Child Support: It’s more than just money.”

The Athens County CSEA maintains approximated 4,500 cases each year and reported collections of more than $7 million during FY06. The agency also recently received an award for the highest percentage improvement for collections on current support among counties with similar caseloads in the state.


For more information about the Athens County Child Support Enforcement Agency, visit http://csea.athenscountygovernment.com, or call (740) 593-5046.

[where: Athens, Ohio 45701]

Aug 10, 2007

Child Support Awareness Month Parenting Tips

Throughout the month of August, the Child Support Enforcement Agency is trying to educate parents to improve their relationships with their children and encourage them to be responsible role models. Non-custodial parents certainly aren’t the only parents who can use this advice, however. Every parent in every situation can benefit from the tips we’ve gathered. If you listen to Power 105 in Athens or 107.7 in Nelsonville (or their AM affiliates AM 970 and 770, respectively), you’ve probably heard the public service announcements that assert: “Child Support: It’s more than just money.” Here are some of our top suggestions:

·Want your kids to respect you and others? Show them how by respecting them. Use their mistakes as opportunities to teach.
·You teach children not to call others names, so be sure you follow that rule, too. Never call your kids names, and watch how you interact with other adults in front of your children.
·Let your children know your love is unconditional. Praise them for their accomplishments and their efforts. Show them you’re there for them through failures and successes.
·Show your children you value them by giving age-appropriate responsibilities and showing your appreciation when these tasks are accomplished.
·Give your kids the opportunity to make decisions and try things on their own. This will give them confidence and help them acquire new skills.
·Parents shouldn’t fight in front of their kids. Protect your children from emotional violence just as you would any other violence.
·Children need structure, routine, limits and involvement from both parents. It makes them feel safe, secure and loved.
·Be interested in your children’s lives. Come watch their games and ask them about their day.
·Show your children affection not just when they are babies. Hug them and tell them you love them.
·PLAY with your kids! Don’t just watch them play. It will show them you’re interested in what they like, and you’ll have more fun, too!
·Make time to spend together, and also spend time with your kids individually. You will bond and learn to appreciate how each child is special.
·Listen to your kids when they talk to you. Stop what you’re doing, make eye contact, and listen. It will show them you respect them and they will learn to be better communicators.

Parenting—no matter what your relationship is with your children’s other parent—is the most challenging role an adult can have and comes with a lot of responsibility. If you have any words of wisdom that you think can help single parents or parents in general, or any other stories that go along with Child Support Awareness Month, we encourage your comments!

Also, here are some related links!
The Fatherhood Initiative
Athens County Child Support Enforcement Agency
Ohio E-Quickpay

[where: Athens, Ohio 45701]

May 15, 2007

Overview


ATHENS COUNTY, OHIO

-Location: Athens County is located in southeast Ohio in a region known as Appalachia. About an hour and a half's drive from Columbus, the city of Athens is the county's largest city.

-Population: The 2005 population estimate for the county is 62,062. About one-third of the county's population is students from Ohio University, a public institution located in Athens. The presence of OU students along with the students of nearby Hocking College in Nelsonville tend to skew the median age of the county towards the younger side of the spectrum at 25.7 years old. (The state's median age is about 36).

-Economic Climate:The poverty rates in Appalachia tend to be higher than other regions; Athens County is recognized as the poorest county in the state with an individual poverty rate of 27.4 percent. One major difference between Athens and surrounding counties, however, is that the unemployment rate in Athens is only slightly higher than the state average. Most manufacturing jobs have left the area, leaving only service industry and some government jobs available for residents. Despite being employed, many residents of the county are unable to rise above the federal poverty rate. Nearly half of our population is considered "working poor" or living in poverty. Athens County's median household income is $27,322. The state median is $40,956.

-Public Assistance:The Athens County Department of Job and Family Services provided more than $96 million in services last year, ranging from child support enforcement to gas vouchers to GED test preparation. See our annual report for more detailed descriptions of our services.